creditreport

  • CREDIT REPORT: Be Beware of Credit ‘Repair’ Companies!

    People struggling with loan payments and falling credit scores may be tempted to seek a quick fix. But they should be wary of so-called credit repair companies that promise to scrub credit files and improve credit scores for a fee, consumer watchdogs say. The Consumer Financial Protection Bureau filed suit this...
  • Changes may be coming soon on how consumers can freeze their credit report

    Congress may soon end the fees credit-reporting companies charge customers to freeze their credit reports to protect themselves from fraud. It’s a consumer safety measure in response to the massive Equifax data breach of 2017, when hackers stole personal information from about 148 millionAmericans. Currently, the cost of placing a freeze on your information...
  • 5 Easy Ways to Repair Your Credit Today!

    Your credit history might affect your ability to get a new apartment or a job. And good credit is key when you need access to funds for a new car or house. Sometimes we can’t plan those changes. If you’re already paying your lenders on time, there are a...
  • Equifax cyberattack has trigged class action lawsuit

    Credit-reporting giant Equifax was hit with a class-action lawsuit within hours after disclosing that a cyberattack had potentially compromised personal information for 143 million U.S. consumers. Filed in Oregon federal court late Thursday, the civil action accuses the Georgia-based company of failing to maintain adequate electronic security safeguards as part...